Meivi Perez Basulto
$10,000≈$242 /mo all-in ↓

151 WHISPERING PINES ROAD, GEORGETOWN, FL, 32139

Active0 days on marketListed Aug 10, 2026MLS #FC320566

✦ Priced 29% below the GEORGETOWN 32139 medianPLANTATION PINES II WHISPERING PINES SEC 1ST ADD

About this home

151 WHISPERING PINES ROAD

Great opportunity to own 1.21 acres in Georgetown. Nearby properties feature mobile homes and commonly utilize private well and septic systems. Buyer to independently verify all information including utilities, wetlands, zoning, survey, and intended use. Nearby Properties appear to utilize private well and septic systems. No well or septic is currently confirmed on the subject property. Buyer to perform all due diligence regarding utility availability, septic feasibility, wetlands, survey, zoning and intended use.

Facts & features

The home at a glance

1.21 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$227/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$242 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$59
FHA mortgage insurance (est.)$4
Property tax — 2025 actual bill$19
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type
Down payment3.5% · $350
Interest rate6.00%
Loan term

Estimated payment

$242/mo

Principal & interest$59
FHA mortgage insurance (est.)$4
Property taxes (actual bill)$19
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Georgetown

Map of 151 WHISPERING PINES ROAD

Get to know Georgetown. See the full Georgetown guide →

GEORGETOWN 32139 — neighborhood snapshot

Population

897

Median age

60.5

Median income

$56,806

Median home value

$129,400

Avg household

2.69

Households w/ children

58%

For the school run

Putnam County School District

ElementaryMiddleton-Burney Elementary School★★★★★
HighCrescent City Junior-Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Georgetown market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$187K → $265K

Georgetown median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the GEORGETOWN 32139 median. See the full Georgetown market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $10,000 · 0 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Meivi Perez Basulto

Your agent

Meivi Perez Basulto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 151 WHISPERING PINES ROAD — start here.

CallText
meivi.perez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 151 WHISPERING PINES ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

151 WHISPERING PINES ROAD FAQs

What would the monthly payment be for 151 WHISPERING PINES ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 151 WHISPERING PINES ROAD?+

The most recent tax bill on record (2025) was $227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Georgetown?+

At $10,000, this home is listed about 96% below the Georgetown median of $229,000. The market section on this page shows how the area is trending.

Which schools are assigned to 151 WHISPERING PINES ROAD?+

Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Christopher Snow. MLS #FC320566.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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151 WHISPERING PINES ROAD, GEORGETOWN, FL — $10,000 | CENTURY 21 Edge