
3905 LEMON TREE CT, LAKELAND, FL, 33813
Pending31 days on marketListed Jul 10, 2026MLS #O6420231
About this home
3905 LEMON TREE CT
Welcome to this beautifully updated 3-bedroom, 2-bathroom, dual sided fireplace and POOL HOME, on a large corner lot and dual cul-de-sacs, in the highly desirable South Lakeland location, close to shopping, dining, and top-rated schools with NO HOA! Major improvements and thoughtful upgrades provide peace of mind and modern comfort. The remodeled kitchen is the heart of the home, featuring stylish finishes and flowing seamlessly into the living and dining areas. Gorgeous and durable tile, engineered hardwood, and LVP flooring add warmth, timeless appeal and low maintenance with NO CARPET! The primary suite offers a renovated bath, complemented by an also updated secondary bathroom, creating a move-in-ready experience throughout. The home’s extensive updates include a recent re-pipe, an on-demand hot water heater, a whole-house water softener and a reverse osmosis system, newer dual-paned insulated windows, and a roof replacement (2015), giving buyers confidence for years to come. Step outside to enjoy your private backyard oasis with a sparkling pool featuring a new pump and motor, freshly cleaned and re-grouted tile, and a pool cage that has been recently painted and re-screened. Fresh exterior paint, updated landscaping, and new bedroom flooring complete the impressive list of recent enhancements. This meticulously maintained property offers the perfect blend of convenience, quality upgrades, and exceptional outdoor living. Move-in ready and thoughtfully improved from top to bottom, it’s the ideal place to call home. Schedule your viewing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,670
Sqft
0.3 ac
Lot size
2
Garage
1987
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,602 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
Days on market
31 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Meivi Perez Basulto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3905 LEMON TREE CT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3905 LEMON TREE CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Meivi's phone and CRM.
Straight answers
3905 LEMON TREE CT FAQs
What would the monthly payment be for 3905 LEMON TREE CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,602/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3905 LEMON TREE CT?+
The most recent tax bill on record (2025) was $2,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $354,900, this home is listed about 5% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3905 LEMON TREE CT?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ALL FLORIDA PREMIER REALTY GROUP LLC · Jeff Powell. MLS #O6420231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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