888 FRANKLIN CIRCLE, PALM HARBOR, FL, 34683
Active0 days on marketListed Aug 6, 2026MLS #TB8536085
About this home
888 FRANKLIN CIRCLE
Welcome to your charming single-family home in the heart of Palm Harbor, Florida, where comfort, convenience, and low-maintenance living come together. Perfect for first-time homebuyers, downsizers, seasonal residents, or anyone searching for a move-in-ready home in one of Pinellas County's most desirable communities, this beautifully maintained 2-bedroom, 2-bathroom residence offers a functional split-bedroom floor plan designed for both privacy and everyday living. Step inside to discover soaring vaulted ceilings that create an open, airy feel, complemented by durable porcelain tile flooring throughout the main living areas and kitchen. The spacious living room flows seamlessly into the dining area, making entertaining family and friends effortless, while ceiling fans throughout the home provide year-round comfort. The thoughtfully designed split floor plan places each bedroom on opposite sides of the home, making it ideal for guests, roommates, or a dedicated home office. Both bathrooms are conveniently located, providing comfort and functionality for everyday living. Situated on a desirable corner lot, this property offers added privacy, enhanced curb appeal, and a generously sized fenced backyard perfect for pets, gardening, outdoor entertaining, or simply enjoying Florida's beautiful weather. A storage shed provides additional space for tools, lawn equipment, or recreational gear, while the attached one-car garage adds convenience and extra storage. One of the home's most attractive features is its exceptional value through the HOA, which includes cable, high-speed internet, water, sewer, trash service, lawn maintenance, and access to the community pool. Enjoy a true lock-and-leave lifestyle with many of the major monthly expenses already covered, giving you more time to enjoy everything Palm Harbor has to offer. Ideally located near award-winning Gulf beaches, championship golf courses, the scenic Pinellas Trail, John Chesnut Sr. Park, local restaurants, shopping, top-rated schools, and vibrant downtown Dunedin and Tarpon Springs, this home places you in the center of Florida's sought-after Gulf Coast lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,154
Sqft
0.17 ac
Lot size
1
Garage
1987
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,019 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,019/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.2%
Days on market
0 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Meivi Perez Basulto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 888 FRANKLIN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 888 FRANKLIN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Meivi's phone and CRM.
Straight answers
888 FRANKLIN CIRCLE FAQs
What would the monthly payment be for 888 FRANKLIN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,019/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 888 FRANKLIN CIRCLE?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 888 FRANKLIN CIRCLE?+
The most recent tax bill on record (2025) was $5,129. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 888 FRANKLIN CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $325,000, this home is listed about 14% below the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 888 FRANKLIN CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$325,000 is 17% below the PALM HARBOR 34683 median of $390,990.
02Fresh on the market
Listed today in a Palm Harbor market that averages 48 — if it fits, move quickly.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ORCHARD BROKERAGE, LLC · Meghan Hobson. MLS #TB8536085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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